Stripe Fee Calculator

The Stripe Fee Calculator helps you calculate fees when sending or receiving money and gives you an idea of ​​how much you'll be charged for each transaction, or how much you should ask to receive a certain amount.

Stripe is a popular online payment processing platform designed to help companies of all sizes accept payments, manage business finances, and grow revenue. It's ideal for businesses that accept online payments, but Stripe also offers a point-of-sale system called Stripe Terminal for in-person transactions. One of the main advantages of using Stripe is its straightforward fee structure, which is made up of a percentage fee and/or a fixed fee. Our calculator uses Stripe's online payments and digital wallet fee of 2.9% plus $0.30 per transaction. Enter your transaction amount to see what the Stripe fee is, what you'll be taking home, and what you should be charged for the fee. Keep reading to learn more about other types of Stripe transaction fees as well as how to maximize your revenue and minimize processing fees.

How does Stripe charge fees?

Stripe automatically charges the fee, reducing your regular payment by the amount of the outstanding fee. When you set up your Stripe account, you'll need to connect your business bank account. Once you've completed the setup process and started processing payments, you'll build up a balance in your account. When a payment is first received, it will appear as a pending balance and will have the transaction amount minus any fees that are automatically deducted when funds are moved from its account to your account Let's go Your balance will change from Pending to Available as per your payout schedule. Generally, the U.S. Businesses operate on a two-business-day payout schedule, which means that your available account balance is paid out daily and credit card payments are processed two business days earlier. If you work in a high-risk industry, you may be set up on a 14-day payout schedule.

Stripe Fees Structure

Stripe Payments Feature Percentage of Amount Fee Fixed Fee
Online payments and digital wallets 2.9% $0.30
In-person payments through Stripe Terminal 2.7% $0.05
ACH Credit payments None $1
Wire payments None $8 per Wire payment
Check payments None $5 per check received
ACH Direct Debit payments 0.8% per transaction (capped at $5) None
Checkout None $10 Per Month
Billing 0.5% $10 Per Month
Invoice 0.4% None

What is a Stripe Fee Calculator?

When using Stripe to bill customers and collect payments for your business, both fixed-rate and percentage-based fees will accrue. These fees vary based on payment type, currency, and payment method, making it difficult to calculate fees before sending an invoice. With our Stripe fee calculator, you can quickly determine what fees to expect so that you can accurately charge your customers for these additional fees.

How do you calculate the “You should ask for” amount?

We take your original invoice total and add in the US Stripe processing fee (2.9% + $0.30 per transaction). If you choose to have your client cover the cost of this processing fee, this number reflects the total amount you should invoice.

How much fees does Stripe charge per invoice?

The cost of each payment received through Stripe is 2.9% plus US$0.30 for sales paid using a US credit card to a US Stripe customer. For international credit cards you will have to add an additional 1% to the normal fees (3.9% + $0.30 per transaction)

More information is available on Stripe's website

Do you have any other calculators I can use?

Yes! The online calculator is a simple, easy-to-use tool that can help freelancers quickly find the information they need. Check out our Paypal Fee Calculator.

Do Stripe fees vary depending on the country?

Yes, Stripe fees vary from country to country. Fees also vary depending on your invoicing method (ACH vs. Credit Card). Visit your local Stripe website to discover the specifics about your local Stripe processing fees and limitations.